Mortgage Sis Terms & Conditions

At Mortgage Sis, transparency is the foundation of everything we do. We are deeply committed to educating and empowering you with clear, honest information so you can make confident financial decisions in your best interest.

Our programs, tools, and coaching are designed to simplify complex topics like credit, homeownership, and wealth-building—without pressure or hidden agendas. We believe you deserve to understand every step of your journey, which is why we openly share our terms, conditions, and referral practices.

When a service falls outside our scope, we refer you to trusted, licensed professionals who align with your goals. You’ll always know what you’re paying for, what to expect, and who you’re working with—because your trust, safety, and long-term stability matter most.

Effective Date: July 25, 2025

Welcome to Mortgage Sis. By accessing or using our website, programs, coaching services, workshops, memberships, and digital products (collectively, “Services”), you agree to be bound by these Terms and Conditions and our Privacy Policy. Please read them carefully. If you do not agree, do not use our Services.

1. Use of Services

You must be at least 18 years old or have parental consent to use our Services. By using this site or any of our offerings, you confirm that all information provided is accurate, and that you will not use our content for unlawful or unauthorized purposes.

2. Intellectual Property

All content, materials, videos, templates, guides, images, and branding on this platform are the property of Mortgage Sis and are protected by copyright and trademark laws. You may not copy, distribute, reproduce, or create derivative works without our written consent.

3. Coaching and Educational Content Disclaimer

Mortgage Sis offers financial coaching, real estate education, and trauma-informed resources for informational and educational purposes only. We do not offer legal, tax, or licensed mortgage services directly through this platform. For any regulated financial services, you will be referred to our trusted mortgage partners.

All advice and strategies are based on general information and are not a substitute for individualized financial, legal, or professional consultation.

4. Digital Products & Payment Terms

All digital product purchases (workbooks, templates, guides, etc.) are final and non-refundable due to the nature of instant access. Coaching programs, workshops, and community memberships may include additional agreements that will be shared upon registration.

We reserve the right to change pricing, program access, and availability at any time. You are responsible for ensuring your payment information is accurate and current.

5. Community Conduct

By participating in our membership, events, or workshops, you agree to maintain respectful, inclusive, and trauma-informed interactions. We reserve the right to remove anyone who engages in harmful, discriminatory, or abusive behavior—without refund.

6. Technology and CRM Platform

Our Services are delivered through a secure, third-party CRM and communication platform. By opting into our emails, text messages, and automations, you consent to receive digital communications related to your account, program updates, and educational materials.

We are not liable for temporary interruptions or technology platform outages but will take reasonable steps to maintain service availability.

7. Limitation of Liability

Mortgage Sis is not liable for any losses, damages, or claims arising from the use or misuse of our content, coaching, or digital products. You accept full responsibility for your decisions, actions, and outcomes related to any educational materials or tools we provide.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Arizona without regard to its conflict of law principles.

9. Updates to Terms

We may revise these Terms at any time without notice. Continued use of the platform constitutes acceptance of any changes. We encourage you to review this page periodically.

10. Contact Us

For questions or support related to these Terms, please contact us at:

[email protected]
Mortgage Sis HQ – Peoria, Arizona

Contact Us

Mortgage Sis

9015 W. Union Hills Dr Ste 107 #488, Peoria AZ 85382

(602) 455-1848

A Loving Note from Mortgage Sis 💛
Mortgage Sis is an educational and coaching platform created to simplify mortgage language, reduce financial overwhelm,

and empower everyday people with knowledge around homeownership, credit, equity, and investing.

We offer coaching on all types of mortgage scenarios—including FHA, VA, Conventional, Jumbo, Non-QM,

refinancing, down payment assistance, and more—for educational purposes only.

Our goal is to break down complex financial concepts into simple, actionable steps so you can make confident decisions

and ask the right questions when working with licensed professionals.

We do not provide personalized loan quotes, interest rates, or issue pre-approvals.

For licensed mortgage services, you’ll be referred to our trusted mortgage partners—including, when appropriate,

Renessa Guerrero (NMLS #1989454), a licensed mortgage loan officer.

Mortgage Sis operates independently as an educational platform and does not originate loans, act as a lender, or guarantee loan approval.

©Mortgage Sis 2025

All Rights Reserved